BadCreditMtg.com

Mortgage for people with Bad Credit
Regardless of your credit history, we're here to help you get a mortgage program that fits mortgage needs on bad credit

We helped thousands of home buyer rebuild their bad credit through one of our Bad Credit programs below:

 
 
 
 
 
Special Loan Programs

1.00% Choice Arm
Pay less to free up your funds, or pay more to pay down your loan faster. The choice is yours - you select the payment option that is right for you. Apply today

100% Financing
Looking for $0 down with low payment? We typically structure 100% financing by offering 80/20 combo option since this would allow you to avoid PMI and receive better interest rates apply today

Mortgage Calculators
Debt Consolidation Calculator

Rent vs. Own Cost Comparison

Monthly Payment Calculator

How Much Can I Afford?

Amortization Calculator

Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment (Principal & Interest Only):
Enter your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs :
(Typically, # of points is "2" or dollar amount is .02 times the principal)
Would you like to finance the closing costs?
This is how much your monthly payment will be if you refinance:
Monthly Payment Reduction:
# of months for interest savings to offset closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):

 

Apply for a Bad Credit Home Loan:
Apply for Bad Credit Refinance
Apply for Debt Consolidation on your bad Credit
Apply for Bad Credit Equity Loan